News

Retail
Conversational AI Becomes New Front Door for Holiday Shopping
December 12, 2025

The traditional holiday shopping journey, a linear path of keyword searches, doom-scrolling and multi-step checkouts, is being dismantled in real-time. This season is seeing the rise of agentic commerce, where AI not only suggests products but also actively intermediates transactions. Get the Full Story Complete...

Banking
Embedded Finance Transforms Bank Balance Sheets Into Growth Channels
December 12, 2025

Embedded finance is transforming not just how transactions happen but where financial relationships begin. What once sat at the edge of apps and platforms is now embedded directly into the daily workflows of consumers and businesses, pulling banks toward realizing new revenue streams and balance...

Retail
Target Says Concept Store Reflects Its ‘Design-Driven Future’
December 12, 2025

Target has opened a concept store that the retailer said is part of its “design-driven future.” Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Payments Innovation
Tokenization Shields Merchants, Issuers as AI Agents Start to Shop
December 12, 2025

Watch more: The Digital Shift: Thales’ Francois Chaffard Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you...

B2B Payments
B2B Platforms Turn Embedded Finance Into a Revenue Engine
December 12, 2025

For business-to-business (B2B) platforms, embedded finance has moved from a niche add-on to a core engine for revenue growth, loyalty and operational efficiency. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Retail
Costco’s Digital Sales Surge 21% as Members Maintain Spending
December 11, 2025

Costco’s digital transformation continues, as the fiscal first quarter delivered double-digit growth in digital comparable sales and engagement with the app, and warehouse members are showing what management termed “consistency” in their spending even amid economic uncertainty. Get the Full Story Complete the form to...

Delivery
DoorDash, Uber Challenge NYC Law Requiring Tip Option at Checkout
December 11, 2025

DoorDash and Uber have sued to block a New York City law that requires delivery platforms to ask consumers to tip at checkout, instead of after the delivery, and to display the amounts of a suggested tip. Get the Full Story Complete the form to...

Retail
Walmart Uses Stores to Counter Amazon’s Speed Advantage
December 11, 2025

When one thinks of retail competition, the battle between eCommerce and brick-and-mortar is typically what leaps to mind. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...

Cross-border Payments
Ant and HSBC Team on Cross-Border Tokenized Deposit Transfers
December 11, 2025

Ant International, HSBC and Swift say they have tested a new cross-border payment solution. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this...